Full Table - Nomad Fees & Limits

Remittance via App	Minimum	Fees	Limits	Time duration
Send money to Nomad checking account (BR -> US)	US$ 100	Commercial Dollar + IOF 1,1% + Spread 2%*	Custom	1 business day after payment
Send money to Nomad investments account (BR -> US)	US$ 100	Commercial Dollar + IOF 0,38% + Spread 2%*	Custom	1 business day after payment
Send money back to Brazil (US -> BR)	US$ 100	Commercial Dollar + IOF 0,38% + Spread 2%* + US$ 10**	Custom	3 business days

*Service fee changes according to the Regressive Spread Program.

**The US$ 10 fee to send your money back to a Brazilian account is not being charged for a limited period of time!

Remittance via App	Transactions Limits
BR -> US AND US -> BR	2 times/day 24 times/year

Services	Fees
Opening	US$ 0
Maintenance	US$ 0
Virtual Card Issuance	US$ 0
Physical Card Issuance	US$ 0
Delivery of the Physical Card	Brazil US$ 20* EUA US$ 0
Minimum Balance	US$ 0

*Customers with more than US$1,000 accrued in exchange remittances to their checking account or investment account through the "Add funds" section of the Nomad app within in the last 6 months, are exempt from this delivery fee. 

Transfers received into your Nomad checking account are not eligible for the fee exemption.

Transfers	Minimum	Fees	Limits	Time duration
Send money to Nomad account	US$ 1	US$ 0	US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly	Automatically
Send money via Domestic Wire	US$ 1	US$ 10	US$ 10,000 daily US$ 30,000 monthly US$ 100,000 yearly	3 business days
Send money via ACH Pull domestic**	US$ 0	US$ 0	US$ 50,000 daily US$ 100,000 monthly US$ 500,000 yearly	Automatically
Send money via ACH Pull international**	US$ 0	US$ 0	US$ 1,000 daily US$ 7,000 monthly US$ 36,000 yearly	Automatically
Receive money from Nomad account	US$ 0	US$ 0	US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly	Automatically
Receive money via ACH Push domestic	US$ 0	US$ 0	US$ 50,000 daily US$ 100,000 monthly US$ 500,000 yearly	Automatically*
Receive money via ACH Push international	US$ 0	US$ 0	US$ 5,000 daily US$ 15,000 monthly US$ 50,000 yearly	Automatically*
Receive money via domestic Wire	US$ 0	US$ 0***	US$ 50,000 daily US$ 100,000 monthly US$ 500,000 yearly	Automatically*
Receive money via international Wire	US$ 0	US$ 0***	US$ 10,000 daily US$ 35,000 monthly US$ 75,000 yearly	Automatically*

*The deadlines for receiving transfers may vary depending on the financial institution that initiated the transaction. We reiterate that, once the amount is available in our system, it will be automatically available in your account.
**Transfers between private accounts in customer’s name only
***There may be fees referring to the intermediary banks used by the sending financial institution.

Virtual or Plastic Card	Fees	Limits
Transactions	US$ 0	US$ 10,000/day US$ 30,000/month  US$ 100,000/year
Withdrawals	ATM AllPoint: US$ 0 and/ or US$ 5/ withdrawal*	US$500/day US$7,000/month US$36,000/year

*From the 3rd withdrawal out of Allpoint ATMs.

Investments Account	Fees
Model Portfolios	0,50% of the amount invested, per year*
Thematic Portfolios**	1,00% of the amount invested, per year*
Portfolio “Fixed Income - US Inflation”	0,25% of the amount invested, per year*
Buying and selling stocks and ETFs	US$5 per month*

*These fees are not being charged for a limited time! You will be notified at least 30 days before we start charging them.

**The thematic portfolios have been discontinued for new investors. If you already have an application in these portfolios, you can keep the investment.