Does the Nomad virtual card offer a credit option?

The Nomad virtual card is a debit card for use in the US. Even though it is a debit card, when you are outside the US, in some places you must use the Nomad card in the credit function. This does not influence the card billing process, so even in the credit function, you must have a balance in your checking account and the amount is charged to your account at the same time of use.