What are the benefits and levels available?

The benefits and levels available are:

	Level 1	Level 2	Level 3	Level 4	Level 5
Accumulated points: Exchange Brazil -> USA through Nomad Exchange Brazil -> Other Countries or Other Countries -> Brazil through Husky	Up to 1,000 points	+ 1,000 to 3,000 points	+ 3,000 to 10,000 points	+ 10,000 to 20,000 points	+ 20,000 points
Nomad app Operational Fee	2,0%	1,8%	1,6%	1,3%	1,0%
Free delivery of the 1st copy of the Nomad physical card to Brazil	No	Yes	Yes	Yes	Yes
Access to Nomad Lounge at Guarulhos Airport	No	Unlimited promotional access without a companion. Promotion valid for a limited time	Unlimited promotional access without a companion. Promotion valid for a limited time	Unlimited access 1 companion	Unlimited access 1 companion

It is important to point out that your level can change daily, based on the dates and amounts of your exchanges.

Your reduced operational fee will be applied every time you add funds to your Nomad account through the app, that being a spending or an investment account. The same is valid when transferring funds to Brazil.

For transfers from Brazil to the United States, the reduced service fee will be applied during the quote currency, when you reach a greater level on Nomad Pass, considering your current balance of valid points and the quoted price.