Services
|
Services |
Fees |
|
Opening account |
US$ 0 |
|
Monthly maintenance fee |
US$ 0 |
Currency conversion¹
|
Exchange via App |
Minimum |
Fees |
Limits |
|
Send USD to the Nomad International Account |
R$ 50 |
Commercial rate Conversion fee from 1%* Expenses 1.1% |
Custom |
|
Send USD to invest in Stocks, ETFs, and REITs (BR -> US) |
R$ 300 |
Commercial rate + Conversion fee from 1%* Expenses 0.38% |
Custom |
|
Send USD to invest in Bonds (BR -> US) |
R$ 6000 |
Commercial rate + Conversion fee from 1%* Expenses 0.38% |
Custom |
|
Send BRL back to Brazil (US -> BR) |
US$ 8 |
Commercial rate + Conversion fee from 1%* Expenses 0.38% |
Custom US$ 30,000/month US$ 100,000/year |
*Conversion fee changes according to the Nomad Pass Program.
Attention: outside bank business hours, daily transaction limits may be affected.
Currency exchange¹
| Description | Minimum | Fees |
|
Nomad Installment |
US$ 100 |
Commercial rate + Operating rate from 1%* + IOF 1.1% + Installment cost**
|
*Operating rate changes according to the Nomad Pass Program.
**The installment cost varies based on the number of installments selected.
¹Depending on the service used in the app, your transaction may be carried out through a currency exchange by transferring funds to an Ouribank account held in your name, or through a currency conversion, by transferring via Pix key.
Nomad International Account
| Transfers | Minimum | Fees | Limits |
| Send US dollars to another Nomad International Account | US$ 1 | US$ 0 |
US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly |
| Send US dollars via Domestic Wire¹ | US$ 1 | US$ 10* |
US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly |
| Send money via ACH Push domestic | - | US$ 10* |
US$ 50,000 daily** US$ 100,000 monthly** US$ 500,000 yearly** |
| Send money via ACH Pull domestic¹ | - | US$ 0 | |
| Receive money from a Nomad International Account | US$ 1 | US$ 0 |
US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly |
| Receive money through ACH Push | - | US$ 0 |
US$ 50,000 daily** US$ 100,000 monthly** US$ 500,000 yearly** |
| Receive money via Wire | - | US$ 6*** |
US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly |
¹Only for other US-based accounts with the same ownership.
* In case of a transfer return, Nomad will not refund this fee.
**Limits are also used to send/receive transfers to the Nomad investment account.
***Customers at levels 4 or 5 of the Nomad Pass program will be exempt from this fee. Intermediary banks can charge extra fees.
Nomad International Debit Card
|
Services |
Fees |
|
Nomad International Debit Card Issuance |
US$ 0 |
|
Plastic Card Delivery - Nomad International Debit Card |
US$ 20* |
*The delivery fee for your first card issue is waived from the second level of the Nomad Pass forward.
|
Operation |
Fees |
Limits |
|
Transactions |
US$ 0 |
US$ 10,000/day US$ 30,000/month US$ 50,000/year |
|
Withdrawals |
US$ 0* |
US$ 2,000/day** US$ 10,000/month US$ 50,000/year |
*Nomad will not charge fees when you withdraw from MoneyPass ATMs. Outside of the MoneyPass ATM network, the first two (2) ATM withdrawals per month are at no cost; afterward, Nomad will charge a fee of US$5 (five US dollars) per withdrawal.
**Number of transactions: maximum of 4 withdrawals per day.
Purchases made via the payment wallet have their payment limits. To learn more, check the instructions for Google Pay and Apple Pay.
Nomad Explorer Credit Card
| Description | Fees |
| Annual fee | R$ 0* |
| Plastic Card Delivery | R$ 0 |
For international transactions, the reference currency will always be the US dollar. The applicable fees include an IOF tax of 3.38% and an operational rate of 4%.
When there is a delay in the payment of your Nomad Explorer Credit Card bill, the following charges will apply:
| Description | Fees |
| Fixed fine on the total amount of the bill | 2% |
|
Late payment interest on the amount of the bill (proportional to the number of days late) |
1% per month |
|
Late fees on the amount of the bill (proportional to the number of days late) |
13.99% per month |
| Fixed IOF on the total amount of the bill | 0.38% |
|
Daily IOF on the amount of the bill (proportional to the number of days late) |
0.0082% per month |
Investments
| Description | Fees | Minimum Investment |
| Stocks, ETFs, and REITs | US$ 0* |
US$ 1 |
| Bonds | US$ 0* |
US$ 1,000 |
| Transfers | Minimum | Fees | Limits |
| Send money from a Nomad International Account to a Nomad Investment Account | US$ 50 | US$ 0 |
US$50,000 daily* US$100,000 monthly* US$500,000 yearly* |
| Send money from a Nomad Investment Account to a Nomad International Account | US$ 50 | US$ 0 |
US$50,000 daily** US$100,000 monthly** US$500,000 yearly** |