Full Table - Fees & limits

Services

Services	Fees
Opening account	US$ 0
Monthly maintenance fee	US$ 0

Currency conversion¹

Exchange via App	Minimum	Fees	Limits
Send USD to the Nomad International Account (BR > US)	R$ 50	Commercial rate + Conversion fee from 1%*  + Expenses 3.5%	Custom Being able to reach up to: US$ 200,000 per transaction
Send USD to the Nomad Investiment Account (BR > US)	R$ 300	Commercial rate + Conversion fee from 1%*  + Expenses 1.1%	Custom Being able to reach up to: R$ 500,000 per transaction
Send BRL back to Brazil (US > BR)	US$ 8	Commercial rate + Conversion fee from 1%* + Expenses 0.38%	US$ 100,000 per transaction
Withdraw balance in BRL	-	-	R$ 600,000 per transaction

*Conversion fee changes according to the Nomad Pass Program.

Attention: outside bank business hours, daily transaction limits may be affected.

Currency exchange¹

Description	Minimum	Fees	Limits
Nomad Installment (send USD to the Nomad International Account, paying with a Brazilian credit card)	US$ 100	Commercial rate + Operating rate from 1%* + IOF 3.5% + Installment cost**	US$ 1,500/day

*Operating rate changes according to the Nomad Pass Program.
**The installment cost varies based on the number of installments selected.

¹Depending on the service used in the app, your transaction may be carried out through a currency exchange by transferring funds to an Ouribank account held in your name, or through a currency conversion, by transferring via Pix key.

 

Nomad International Account

Transfers	Minimum	Fees	Limits
Send US dollars to another Nomad International Account	US$ 1	US$ 0	US$ 50,000 daily US$ 100,000 monthly US$ 200,000 yearly
Send US dollars via Domestic Wire¹	US$ 1	US$ 10*	US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly
Send money via ACH (Push) to another US bank	-	US$ 10*	US$ 50,000 daily** US$ 100,000 monthly** US$ 500,000 yearly**
Send US dollars via Fast ACH to another US bank	-	US$ 12*
Send money via ACH Pull¹ to another US bank	-	US$ 0
Receive money from a Nomad International Account	US$ 1	US$ 0	US$ 50,000 daily US$ 100,000 monthly US$ 200,000 yearly
Receive money through ACH Push	-	US$ 0	US$ 50,000 daily** US$ 100,000 monthly** US$ 500,000 yearly**
Receive money via Wire	-	US$ 6***	US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly

¹Only for other US-based accounts with the same ownership.
* In case of a transfer return, Nomad will not refund this fee.
**Limits are also used to send/receive transfers to the Nomad investment account.
***Customers at levels 4 or 5 of the Nomad Pass program will be exempt from this fee. Intermediary banks can charge extra fees.
 

Nomad International Debit Card

Services	Fees
Nomad International Debit Card Issuance	US$ 0
Plastic Card Delivery - Nomad International Debit Card	US$ 20*

*The delivery fee for your first card issue is waived from the second level of the Nomad Pass forward.

Operation	Fees	Limits
Transactions	US$ 0	US$ 10,000/day US$ 30,000/month  US$ 50,000/year
Withdrawals	US$ 0*	US$ 2,000/day** US$ 10,000/month US$ 50,000/year

*Nomad will not charge fees when you withdraw from MoneyPass ATMs. Outside of the MoneyPass ATM network, the first two (2) ATM withdrawals per month are at no cost; afterward, Nomad will charge a fee of US$5 (five US dollars) per withdrawal.

**Number of transactions: maximum of 4 withdrawals per day.

Purchases made via the payment wallet have their payment limits. To learn more, check the instructions for Google Pay and Apple Pay.

Nomad Explorer Credit Card²

Description	Fees
Annual fee	R$ 0*
Plastic Card Delivery	R$ 0

²Tables are valid for the Nomad Explorer Credit Card, issued by POMELO INSTITUIÇÃO DE PAGAMENTO LTDA.

*At this moment, the Nomad Explorer Credit Card, issued by POMELO INSTITUIÇÃO DE PAGAMENTO LTDA. The Nomad Explorer Credit Card will be issued without an annual fee being charged. If Nomad begins to apply this fee, we will notify you in advance.

For international transactions, the reference currency will always be the US dollar. The applicable fees include an IOF tax of 3.5% and an operational rate of 4%.

When there is a delay in the payment of your Nomad Explorer Credit Card bill, the following charges will apply:

Description	Fees
Fixed fine on the total amount of the bill	2%
Late payment interest on the amount of the bill  (proportional to the number of days late)	1% per month
Late fees on the amount of the bill  (proportional to the number of days late)	13.99% per month
Fixed IOF on the total amount of the bill	0.38%
Daily IOF on the amount of the bill  (proportional to the number of days late)	0.0082% per month

Investments

Transfers	Minimum	Fees	Limits
Send money from a Nomad International Account to a Nomad Investment Account	US$ 50	US$ 0	US$50,000 daily* US$100,000 monthly* US$500,000 yearly*
Send money from a Nomad Investment Account to a Nomad International Account	US$ 50	US$ 0	US$50,000 daily** US$100,000 monthly** US$500,000 yearly**

*Limits are also used to send to/receive from other financial institutions (via ACH).

 

Nomad Wealth

Description	Fees
Investment Advisory Services	R$ 0 *

*Service available for clients with US$25,000 or more available for investment on the Nomad platform, according to the terms of the service agreement.

Nomad Investment Services

To view the costs and fees for the Nomad Investment Account (brokerage), such as fees applied to Stocks, ETFs, REITs and Bonds, as well as custody transfer fees, go to Fees > Fees applied section on the Nomad Investment Services website: https://nis.nomadglobal.com/en/documents.