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Full Table - Fees & limits

Services

Services

Fees  

Opening account

US$ 0

Monthly maintenance fee

US$ 0

Virtual card issuance

US$ 0

Physical card issuance

US$ 0

Delivery of the physical card (1st via)

Brazil US$ 20*

US US$ 0**

*From the second level of the Nomad Pass forward, you will not be charged for the delivery fee.

**The delivery fee to the USA is free for the first time the card is issued.

Currency exchange

Exchange via App

Minimum

Fees

Limits

Time duration

Send money to the Nomad international account

(BR -> US)

R$ 50

Commercial US dollar +

IOF 1,1% +

Operating rate up to 2%*

Custom¹

¹Being able to reach up to:

US$ 50,000 per transaction

6 hours from conversion

Send money to the Nomad investment account

(BR -> US)

R$ 50

Commercial US dollar +

IOF 0,38% +

Operating rate up to 2%*

Custom²

²Being able to reach up to:

US$ 100,000 per transaction

6 hours from conversion

Send money back to Brazil

(US -> BR)

US$ 8

Commercial US dollar +

IOF 0,38% +

Operating rate up to 2%* +

US$ 10**

Custom³

³Being able to reach up to:

US$ 10,000/day

US$ 30,000/month 

US$ 100,000/year

2 business days 

*Operating rate changes according to the Nomad Pass Program.
**The US$ 10 fee to return your money to a Brazilian account is not being charged for a limited period.

Attention: outside bank business hours, daily transaction limits may be affected.

 

International account

Transfers Minimum Fees Limits Time duration
Send money to a Nomad account US$ 1 US$ 0

US$ 5,000 daily

US$ 10,000 monthly

US$ 50,000 yearly

Automatically
Send money via Domestic Wire² US$ 1 US$ 10

US$ 100,000 daily

US$ 250,000 monthly

US$ 500,000 yearly

3 business days
Send money via ACH Push domestic - US$ 10

US$ 50,000 daily*

US$ 100,000 monthly*

US$ 500,000 yearly*

3 business days
Send money via ACH Pull domestic² - US$ 0 Automatically
Receive money from a Nomad account US$ 1 US$ 0

US$ 5,000 daily

US$ 10,000 monthly

US$ 50,000 yearly

Automatically
Receive money via ACH Push - US$ 0

US$ 50,000 daily**

US$ 100,000 monthly**

US$ 500,000 yearly**

Automatically¹
Receive money via Wire - US$ 0***

US$ 100,000 daily

US$ 250,000 monthly

US$ 500,000 yearly

Automatically¹

¹The timeframes for receiving transfers may vary depending on the financial institution that initiated the transaction. Once the amount is available in our system, it will automatically be added to your account.
²Only for other US accounts with the same ownership.

*Limits are also used to send transfers to the Nomad investment account.

**Limits are also used to receive transfers from the Nomad investment account.
***Intermediary banks can charge extra fees.

Cards

Virtual or Physical Card

Fees

Limits

Transactions

US$ 0

US$ 10,000/day

US$ 30,000/month 

US$ 50,000/year

Withdrawals

US$ 0

US$ 2,000/day

US$ 10,000/month

US$ 50,000/year

Purchases made via payment wallet have their payment limits. To learn more, check the instructions for Google Pay and Apple Pay.

Investments

Transfers Minimum Fees Limits Time duration
Send money from the Nomad international account to the Nomad investment account US$ 1 US$ 0

US$50,000 daily*

US$100,000 monthly*

US$500,000 yearly*

3 business days***
Send money from the Nomad international account to the Nomad international account - US$ 0

US$50,000 daily**

US$100,000 monthly**

US$500,000 yearly**

3 business days***

*Limits are also used to send transfers to other financial institutions (via ACH).

**Limits are also used to receive transfers from other financial institutions (via ACH).

***It is necessary to wait for the timeframe for receipt in the destination account, even though the status "Completed" appears on the statement.

 

Buying and selling stocks, ETFs, and REITs: no fees. Nomad will notify you at least 30 days before we start charging them.

Buying and selling selected funds: no fees. Nomad will notify you at least 30 days before we start charging them.

 

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