Services
|
Services |
Fees |
|
Opening account |
US$ 0 |
|
Monthly maintenance fee |
US$ 0 |
Currency exchange
| Description | Minimum | Fees |
|
Nomad Installment |
US$ 100 |
Commercial rate + Operating rate from 1%* + IOF 1.1% + Installment cost**
|
| Nomad Dollar | R$ 5000 |
Commercial rate with a bonus informed by Nomad + Operating rate from 1%* + IOF 1.1% |
*Operating rate changes according to the Nomad Pass Program.
**The installment cost varies based on the number of installments selected.
|
Exchange via App |
Minimum |
Fees |
Limits |
|
Send US dollars to the Nomad International Account |
R$ 50 |
Commercial rate Operating rate from 1%* |
Custom |
|
Send US dollars to invest in Stocks, ETFs and REITs (BR -> US) |
R$ 50 |
Commercial rate + Operating rate from 1%* + IOF 0,38% |
Custom |
|
Send US dollars to invest in Bonds (BR -> US) |
R$ 6000 |
Commercial rate + Operating rate from 1%* + IOF 0,38% |
Custom |
|
Send BRL back to Brazil (US -> BR) |
US$ 8 |
Commercial rate + Operating rate from 1%* + IOF 0,38% |
Custom US$ 30,000/month US$ 100,000/year |
*Operating rate changes according to the Nomad Pass Program.
Attention: outside bank business hours, daily transaction limits may be affected.
Nomad International Account
| Transfers | Minimum | Fees | Limits |
| Send US dollars to another Nomad International Account | US$ 1 | US$ 0 |
US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly |
| Send US dollars via Domestic Wire¹ | US$ 1 | US$ 10 |
US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly |
| Send money via ACH Push domestic | - | US$ 10 |
US$ 50,000 daily* US$ 100,000 monthly* US$ 500,000 yearly* |
| Send money via ACH Pull domestic¹ | - | US$ 0 | |
| Receive money from a Nomad International Account | US$ 1 | US$ 0 |
US$ 5,000 daily US$ 10,000 monthly US$ 50,000 yearly |
| Receive money through ACH Push | - | US$ 0 |
US$ 50,000 daily** US$ 100,000 monthly** US$ 500,000 yearly** |
| Receive money via Wire | - | US$ 6*** |
US$ 100,000 daily US$ 250,000 monthly US$ 500,000 yearly |
¹Only for other US-based accounts with the same ownership.
* In case of a transfer return, Nomad will not refund this fee.
**Limits are also used to send transfers to the Nomad investment account.
***Limits are also used to receive transfers from the Nomad investment account.
****Customers at levels 4 or 5 of the Nomad Pass program will be exempt from this fee. Intermediary banks can charge extra fees.
Nomad International Debit Card
|
Services |
Fees |
|
Nomad International Debit Card Issuance |
US$ 0 |
|
Plastic Card Delivery - Nomad International Debit Card |
US$ 20* |
*The delivery fee for your first card issue is waived from the second level of the Nomad Pass forward.
|
Operation |
Fees |
Limits |
|
Transactions |
US$ 0 |
US$ 10,000/day US$ 30,000/month US$ 50,000/year |
|
Withdrawals |
US$ 0* |
US$ 2,000/day** US$ 10,000/month US$ 50,000/year |
*Nomad will not charge fees when you withdraw from MoneyPass ATMs. Outside of the MoneyPass ATMs network, the first two (2) ATM withdrawals per month are at no cost, afterward Nomad will charge a fee of US$5 (five US dollars) per withdrawal.
**Number of transactions: maximum of 4 withdrawals per day.
Purchases made via payment wallet have their payment limits. To learn more, check the instructions for Google Pay and Apple Pay.
Husky Payments
| Description | Fees |
| Currency exchange operations to Brazil | Up to 1% on the amount of the payment |
Nomad Explorer Credit Card
| Description | Fees |
| Annual fee | R$ 0* |
| Plastic Card Delivery | R$ 0 |
For international transactions, the reference currency will always be the US dollar. The applicable fees include an IOF tax of 4.38% and an operational rate of 4%.
When there is a delay in the payment of your Nomad Explorer Credit Card bill, the following charges will apply:
| Description | Fees |
| Fixed fine on the total amount of the bill | 2% |
|
Late payment interest on the amount of the bill (proportional to the number of days late) |
1% per month |
|
Late fees on the amount of the bill (proportional to the number of days late) |
13.99% per month |
| Fixed IOF on the total amount of the bill | 0.38% |
|
Daily IOF on the amount of the bill (proportional to the number of days late) |
0.0082% per month |
Investments
| Description | Fees | Minimum Investment |
| Stocks, ETFs, and REITs | US$ 0* |
US$ 1 |
| Bonds | US$ 0* |
US$ 1,000 |
| Transfers | Minimum | Fees | Limits |
| Send money from a Nomad International Account to a Nomad Investment Account | US$ 50 | US$ 0 |
US$50,000 daily* US$100,000 monthly* US$500,000 yearly* |
| Send money from a Nomad Investment Account to a Nomad International Account | - | US$ 0 |
US$50,000 daily** US$100,000 monthly** US$500,000 yearly** |